Cost of living in Helsinki (Finland) is 176% more expensive than in Lusaka (Zambia)
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WARNING! This comparison is based on only a few data points. At this point it is only a guess. It is based on 187 prices entered by 45 different people.
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Currency:
Food | + 147% | |||
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Food in Helsinki (Finland) is 147% more expensive than in Lusaka (Zambia) | ||||
Update prices | Update prices | |||
Helsinki | Lusaka | Diff | ||
Basic lunchtime menu (including a drink) in the business district | €13 (290 Kwacha) | 133 Kwacha | + 119% | |
Combo meal in fast food restaurant (big mac meal or similar) | €10 (216 Kwacha) | 68 Kwacha | + 218% | |
500 gr (1 lb.) of boneless chicken breast | €5.95 (132 Kwacha) | 50 Kwacha | + 167% | |
1 liter (1 qt.) of whole fat milk | €1.44 (32 Kwacha) | 17 Kwacha | + 91% | |
12 eggs, large | €3.10 (69 Kwacha) | 27 Kwacha | + 157% | |
1 kg (2 lb.) of tomatoes | €3.43 (76 Kwacha) | 23 Kwacha | + 226% | |
500 gr (16 oz.) of local cheese | €5.39 (120 Kwacha) | 141 Kwacha | - 15% | |
1 kg (2 lb.) of apples | €2.47 (55 Kwacha) | 34 Kwacha | + 62% | |
1 kg (2 lb.) of potatoes | €1.24 (28 Kwacha) | 24 Kwacha | + 16% | |
0.5 l (16 oz) domestic beer in the supermarket | €2.96 (66 Kwacha) | 21 Kwacha | + 216% | |
1 bottle of red table wine, good quality | €18 (399 Kwacha) | 161 Kwacha | + 148% | |
2 liters of coca-cola | €3.05 (68 Kwacha) | 21 Kwacha | + 225% | |
Bread for 2 people for 1 day | €1.97 (44 Kwacha) | 15 Kwacha | + 197% | |
Housing | + 228% | |||
Housing in Helsinki (Finland) is 228% more expensive than in Lusaka (Zambia) | ||||
Update prices | Update prices | |||
Helsinki | Lusaka | Diff | ||
Monthly rent for 85 m2 (900 sqft) furnished accommodation in expensive area | €2,027 (45,105 Kwacha) | 13,253 Kwacha | + 240% | |
Monthly rent for 85 m2 (900 sqft) furnished accommodation in normal area | €1,741 (38,746 Kwacha) | 9,866 Kwacha | + 293% | |
Utilities 1 month (heating, electricity, gas ...) for 2 people in 85m2 flat | €84 (1,872 Kwacha) | 547 Kwacha | + 242% | |
Monthly rent for a 45 m2 (480 sqft) furnished studio in expensive area | €1,453 (32,342 Kwacha) | 9,508 Kwacha | + 240% | |
Monthly rent for a 45 m2 (480 sqft) furnished studio in normal area | €1,055 (23,482 Kwacha) | 5,942 Kwacha | + 295% | |
Utilities 1 month (heating, electricity, gas ...) for 1 person in 45 m2 (480 sqft) studio | €51 (1,130 Kwacha) | 421 Kwacha | + 168% | |
Internet 8 mbps (1 month) | €18 (395 Kwacha) | 391 Kwacha | + 1% | |
40” flat screen tv | €340 (7,568 Kwacha) | 5,688 Kwacha | + 33% | |
Microwave 800/900 watt (bosch, panasonic, lg, sharp, or equivalent brands) | €88 (1,955 Kwacha) | 1,980 Kwacha | - 1% | |
Laundry detergent (3 l. ~ 100 oz.) | €8 (176 Kwacha) | 71 Kwacha | + 148% | |
Hourly rate for cleaning help | €37 (820 Kwacha) | 56 Kwacha | + 1358% | |
Clothes | + 146% | |||
Clothes in Helsinki (Finland) is 146% more expensive than in Lusaka (Zambia) | ||||
Update prices | Update prices | |||
Helsinki | Lusaka | Diff | ||
1 pair of jeans (levis 501 or similar) | €95 (2,116 Kwacha) | 642 Kwacha | + 230% | |
1 summer dress in a high street store (zara, h&m or similar retailers) | €43 (952 Kwacha) | 499 Kwacha | + 91% | |
1 pair of sport shoes (nike, adidas, or equivalent brands) | €96 (2,129 Kwacha) | 904 Kwacha | + 135% | |
1 pair of men’s leather business shoes | €146 (3,243 Kwacha) | 783 Kwacha | + 314% | |
Transportation | + 146% | |||
Transportation in Helsinki (Finland) is 146% more expensive than in Lusaka (Zambia) | ||||
Update prices | Update prices | |||
Helsinki | Lusaka | Diff | ||
Volkswagen golf 1.4 tsi 150 cv (or equivalent), with no extras, new | €23,248 (517,310 Kwacha) | 234,832 Kwacha | + 120% | |
1 liter (1/4 gallon) of gas | €2.12 (47 Kwacha) | 22 Kwacha | + 115% | |
Monthly ticket public transport | €64 (1,416 Kwacha) | 533 Kwacha | + 166% | |
Taxi trip on a business day, basic tariff, 8 km. (5 miles) | €22 (479 Kwacha) | 176 Kwacha | + 172% | |
Personal Care | + 190% | |||
Personal Care in Helsinki (Finland) is 190% more expensive than in Lusaka (Zambia) | ||||
Update prices | Update prices | |||
Helsinki | Lusaka | Diff | ||
Cold medicine for 6 days (tylenol, frenadol, coldrex, or equivalent brands) | €9 (194 Kwacha) | 50 Kwacha | + 291% | |
1 box of antibiotics (12 doses) | €10 (221 Kwacha) | 59 Kwacha | + 277% | |
Short visit to private doctor (15 minutes) | €85 (1,886 Kwacha) | 311 Kwacha | + 507% | |
1 box of 32 tampons (tampax, ob, ...) | €3.93 (87 Kwacha) | 51 Kwacha | + 71% | |
Deodorant, roll-on (50ml ~ 1.5 oz.) | €3.31 (74 Kwacha) | 41 Kwacha | + 81% | |
Hair shampoo 2-in-1 (400 ml ~ 12 oz.) | €3.29 (73 Kwacha) | 41 Kwacha | + 79% | |
4 rolls of toilet paper | €1.63 (36 Kwacha) | 26 Kwacha | + 38% | |
Tube of toothpaste | €1.84 (41 Kwacha) | 20 Kwacha | + 101% | |
Standard men's haircut in expat area of the city | €24 (525 Kwacha) | 159 Kwacha | + 230% | |
Entertainment | + 211% | |||
Entertainment in Helsinki (Finland) is 211% more expensive than in Lusaka (Zambia) | ||||
Update prices | Update prices | |||
Helsinki | Lusaka | Diff | ||
Basic dinner out for two in neighborhood pub | €43 (967 Kwacha) | 282 Kwacha | + 244% | |
2 tickets to the movies | €31 (699 Kwacha) | 141 Kwacha | + 395% | |
2 tickets to the theater (best available seats) | €110 (2,454 Kwacha) | 369 Kwacha | + 564% | |
Dinner for two at an italian restaurant in the expat area including appetisers, main course, wine and dessert | €84 (1,878 Kwacha) | 444 Kwacha | + 323% | |
1 cocktail drink in downtown club | €13 (288 Kwacha) | 46 Kwacha | + 530% | |
Cappuccino in expat area of the city | €4.89 (109 Kwacha) | 29 Kwacha | + 272% | |
1 beer in neighbourhood pub (500ml or 1pt.) | €7 (157 Kwacha) | 17 Kwacha | + 829% | |
Ipad wi-fi 128gb | €437 (9,730 Kwacha) | 4,733 Kwacha | + 106% | |
1 min. of prepaid mobile tariff (no discounts or plans) | €0.08 (1.69 Kwacha) | 1.36 Kwacha | + 24% | |
1 month of gym membership in business district | €53 (1,186 Kwacha) | 728 Kwacha | + 63% | |
1 package of marlboro cigarettes | €10 (217 Kwacha) | 42 Kwacha | + 422% | |
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TOTAL | + 176% |

These prices were last updated on September 26, 2023.
Exchange rate:
22.251
ZMW
/
EUR
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For example, you would need at least 113,179 Kwacha (€5,086) in Helsinki to maintain the same standard of living that you can have with 41,000 Kwacha in Lusaka.
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